Upcoming Free Workshop: Making Space for Grief — Saturday, Oct 24, 2026 | Register Now
Transparent & Accessible Care

Insurance & Payment Options

Financial barriers should never stand between you and the healing you deserve. Emerging Hearts Mental Wellness Center is proud to be in-network with leading health insurance plans across North Carolina, as well as offering transparent self-pay options.

We verify your benefits prior to your first appointment so there are no surprises. Let's make your path to whole-person healing clear, affordable, and straightforward.

Accepted Coverage

In-Network Insurance Providers

We bill directly to the following insurance carriers for clients located anywhere in North Carolina:

Blue Cross Blue Shield (BCBS)

In-Network Provider

TRICARE East

Approved In-Network

Aetna

In-Network Provider

UnitedHealthcare (UHC)

In-Network Provider

UHC Community Plan / Medicaid

In-Network Provider

Healthy Blue (NC Medicaid)

In-Network Provider

AmeriHealth Caritas

In-Network Provider

Carolina Complete Health

In-Network Provider

Ambetter

In-Network Provider

CHAMPVA

In-Network Provider

MedCost PPO

In-Network Provider

Oscar Health

In-Network Provider
Flexible Options

Self-Pay & Alternative Payment

If you are uninsured or prefer not to use insurance for privacy and flexibility, we provide clear, upfront self-pay rates.

Private Pay / Self-Pay

Complete autonomy over your treatment records, frequency, and diagnosis without third-party insurance oversight.

  • No mental health diagnosis required on permanent medical records
  • No session limits imposed by an insurance company
  • Superbills provided upon request for out-of-network reimbursement
  • Transparent session rates discussed during your free call
Inquire About Self-Pay

HSA & FSA Accounts

Use pre-tax medical dollars to invest directly in your mental health, individual counseling, and emotional well-being.

  • Health Savings Accounts (HSA) accepted
  • Flexible Spending Accounts (FSA) accepted
  • Major debit, credit, and digital health payment cards supported
  • Detailed receipts provided for your tax and health plan records
Ask a Billing Question

Right to a Good Faith Estimate (No Surprises Act)

Under Section 2799B-6 of the Public Health Service Act, healthcare providers are required to provide individuals who are uninsured or who do not plan to submit claims to insurance an estimate of the expected charges for medical services, including psychotherapy. You have the right to receive a Good Faith Estimate in writing before your scheduled service. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

How It Works

Simple, Stress-Free Billing Process

Navigating insurance should not be an obstacle to receiving excellent clinical care:

1

Share Your Card Details

During your discovery call or online scheduling, simply provide your member ID and insurance provider information.

2

We Verify Your Coverage

We confirm copay amounts, deductible status, and telehealth eligibility before your intake so there are no surprises.

3

Focus On Your Healing

Attend your secure video sessions knowing exactly what to expect with zero billing guesswork.

Have Questions About Coverage?

Let's Connect and Clarify Your Benefits

Book a free 15-minute discovery call to discuss your insurance plan, goals, and schedule your first appointment.

Free Community Workshop

Making Space for Grief: Preparing for the Holidays

Join us for a free community workshop focused on practical tools for navigating grief, holiday triggers, boundaries, and the emotions that can surface during the season.

Saturday, Oct 24, 2026
10:00 AM–11:30 AM
Fayetteville, NC

Doors open at 9:30 AM. Location: Beyond Blue Neighborhood Center, 1800 Owen Dr, Fayetteville, NC 28304. Admission is free, but registration is required and seating is limited.

We respect your privacy. You will only receive updates regarding this event.